ACEM: Montreal Community Loan Fund
Do you have a business project?
Are you having difficulty accessing a loan?
Do you live on a low income?
Are you a non-profit organization, a social or cultural enterprise waiting for a grant or tax credit ?
ACEM can help you with a business loan and provide technical support for the start up or expansion of your business or organization.
ACEM is a non-profit community loan fund whose mission is to fight poverty and exclusion through an innovative approach: community credit. ACEM provides accessible credit and technical support to individuals living on a low income and to organizations that do not have access to traditional forms of credit for the start up or expansion of their community or business project.
Through donations and ethical investments made by partners from various sectors of the community (trade union, faith-based communities, non-government organizations, business, foundations and individuals), ACEM has created an accessible capital fund.
ACEM in action
La Nésamarie, salon de Beauté
« Une atmosphère amicale et professionnelle »
La Nésamarie, c'est l'idée d'une femme monoparentale d'origine immigrante. Avec le prêt d'expansion de l'ACEM' elle s'est installée dans de nouveaux locaux, elle a pu maintenir son propre emploi et en créer deux autres.
Le message de Nénita aux nouveaux entrepreneurs : « les clés du succès sont la motivation, la patience, l'organisation, le courage et le professionnalisme. »
ACEMence janvier 2010