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Do you have a business project?

Are you having difficulty accessing a loan?

Do you live on a low income?

Are you a non-profit organization, a social or cultural enterprise waiting for a grant or tax credit ?

ACEM can help you with a business loan and provide technical support for the start up or expansion of your business or organization.

ACEM is a non-profit community loan fund whose mission is to fight poverty and exclusion through an innovative approach: community credit. ACEM provides accessible credit and technical support to individuals living on a low income and to organizations that do not have access to traditional forms of credit for the start up or expansion of their community or business project.

Through donations and ethical investments made by partners from various sectors of the community (trade union, faith-based communities, non-government organizations, business, foundations and individuals), ACEM has created an accessible capital fund.


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ACEM in action

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"Je désire profiter de l'occasion pour vous dire MERCI!
Vous m'avez grandement aidée et vous m'encouragez à aller plus loin et dépasser mes limites.
J'ai le coeur joyeux car vous m'avez donné le courage de foncer, travailler fort et concrétiser mes rêves, et également aider d'autres personnes comme moi qui ont eu une vie difficile."
Yvette Ndayiezeye
Resto Kilimandjaro- 12004, boul.Rolland

Information session

To gain access to ACEM's assistance, you must attend an information session. These sessions take place every second Thursday, from 2PM to 3PM. More info...

Sign up for a session

Séances d’information - Objectif Reconnaissance

Les séances d'information pour le programme Objectif Reconnaissance se déroulent chaque semaine, le MARDI de 14h à 15h.


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In the News

Accueil : Économie sociale Québec : RSS 2.0

Oikos Blogue

Infolettre de l'ACEM

Les personnes voulant s'inscrire à l'infolettre de l’ACEM peuvent le faire en cliquant sur lien suivant.

Plus d’info...

Invest at ACEM

Those who want to contribute to the financing of ACEM’s loan capital fund can do so by making a socially responsible investment through a long term low-interest loan to ACEM.

More info....

Make a donation

Those who wish to support ACEM by contributing to one of our funds can do so by making a donation for which ACEM will provide a charitable tax receipt.

More info...