Mission

ACEM’s mission is to fight poverty and exclusion through an innovative approach: community credit. ACEM provides accessible credit and technical support to individuals living on a low income and to organizations that do not have access to traditional forms of credit for the start up or expansion of their community or business project.

ACEM targets low income persons living on Montreal Island particularly, single parent women, youth and people from a visible minority, immigrant or cultural community.

Fundamentally, all of ACEM’s work in the community is geared towards capacity building among low income populations on the Island of Montreal. The loans and the technical support we provide are the means used to build this capacity.